#1 this weekBest APR
6.875%
PenFed Credit Union
Conventional 30-yr · 1.13 pts
7.066% APR
7.066% APR
Ohio mortgage data · best posted rate dated September 27, 2026
Is your mortgage rate actually good?
Check your quote against current Ohio lender rate sheets—then, if you choose, add your offer to the independent borrower database. No sales calls or lead selling.
Compare firstSee where your quote lands before sharing anything.
Contribute by choiceAdd a quote or rate sheet only when you want to.
Borrower-built dataNo pay-to-rank and no lender lead selling.
Live lender board
Best rates in Ohio
Posted credit-union & bank rates · ranked by APR · refreshed weekly
#2 this week0 pts
7.125%
BMI Credit Union
Conventional 30-yr · 0 pts
7.268% APR
7.268% APR
#3 this week0 pts
7.250%
CINFED Credit Union
Conventional 30-yr · 0 pts
7.282% APR
7.282% APR
The RatePerch contribution loop
Your quote can make the next comparison more useful.
Check your offer privately first. If it is real and recent, contribute the details—or upload a redacted Loan Estimate—and help build a database of what borrowers are actually being offered.
- 01Check your offerGet a state-specific benchmark without creating an account.
- 02Add the evidenceShare the terms manually or use a redacted Loan Estimate.
- 03Improve the marketVerified fields strengthen every borrower comparison that follows.
About 90 seconds · anonymous by default · uploaded documents are processed transiently and not retained
Latest borrower signal
Borrower offers appear only after moderation. RatePerch never inserts sample quotes to make the database look larger.
No contact information requiredLoan Estimate upload is optionalVerified means selected fields matched
Keep the comparison working for you
Get one useful email when the market beats your target.
After you compare or contribute, set the rate worth hearing about. We check public sheets weekly and send at most one alert per month.
Sample target
Set my rate target Target: 5.75%
Trigger: 30Y fixed conventionalOriginal analysis · every Sunday
This week’s rates, points, and lender moves — explained.
A frozen snapshot of the benchmark move, posted rates, points, source dates, and lender changes—kept separate from today’s live board.
Read the Sunday report Permanent weekly archive · source dates included
Week of September 27, 2026The week’s benchmark, best posted rates, and lender moves in one permanent snapshot.
Evidence standardRates · APR · points · date
From the channelAll episodes →
61d ago · RatePerch analysisBest Mortgage Rates This Week (July 27, 2026): One Credit Union Is a Full Point Under the Banks
A practical breakdown of posted mortgage pricing, lender differences, and the numbers borrowers should compare before they negotiate.
Watch on YouTube≋Methodology & governance notice
About the dataset
Borrower offers are user-contributed. A verified badge means selected fields matched an uploaded Loan Estimate; it does not mean RatePerch authenticated the document with the lender.
Zero affiliate policy
RatePerch doesn't take affiliate fees from lenders, sell contributor data, or editorialize lender names. Read the full methodology.
Pay it forward
If you recently received a Loan Estimate, contributing the rate takes about 90 seconds and helps the next borrower compare.
Mathematical provenance
Every rate metric includes points, balance limits, lock duration when published, and APR context so borrowers can compare like with like.